Chancel repair liability can be a potential liability identified in pre-contract enquiries.

• A. Boundary disputes
• B. Flood risk liability
• C. Chancel repair liability
• D. Mortgage liability

Answer: (C)

Chancel repair liability is a historic obligation tied to a property that can require the owner to contribute to church repairs. Because it attaches to the land, it can become a financial liability for a buyer, so it is something that buyers want to uncover during pre-contract enquiries. The seller is typically asked to disclose whether there is any known chancel repair liability, or to provide information from title checks or the chancel repair liability search. This makes it a common and realistic item identified in pre-contract enquiries.

Boundary disputes relate to the exact edges of land and are not a statutory charge on title found through pre-contract enquiries in the same way. Flood risk liability concerns environmental risk and comes from different searches or disclosures. Mortgage liability refers to the buyer’s debt rather than an enforceable charge on the property itself, and would be addressed separately from title liabilities.