Transfer package: Which items are included in the transfer package after completion?

• A. Transfer
• B. Discharged mortgage
• C. An undertaking to forward once received
• D. All of the above

Answer: (D)

After completion, the transfer package brings together everything needed to finalise the purchase and register title. It includes the transfer deed that passes legal ownership to the buyer, a discharged mortgage showing the seller’s loan has been released so the buyer takes a clear title, and an undertaking to forward any further documents once they are received (such as original title deeds or other papers the buyer’s solicitor needs). Because all three elements are typically provided to complete the transfer and enable registration, all of the above is included.