When two or more people apply to be registered proprietors using a declaration of trust form JO, what does HMLR automatically enter?

• A. The transfer fees are waived
• B. The property is automatically transferred to all
• C. The sale can't proceed
• D. HMLR automatically enters a JO restriction

Answer: (D)

When two or more people are registered as proprietors using a declaration of trust form JO, Land Registry automatically places a JO restriction on the title. This restriction means that any future disposition of the property (such as a transfer or sale) can only be registered with the consent or joining of all the registered proprietors. It protects each co-owner by preventing unilateral dealings. The other options don’t fit: there’s no waiver of transfer fees, no automatic transfer to all co-owners, and the restriction doesn’t stop a sale outright—it requires all owners to agree for the transaction to proceed.