Which form is used to discharge a mortgage from the land register on completion in registered land?

• A. DS1
• B. DS2
• C. DS3
• D. DS4

Answer: (A)

Discharge of a mortgage from the land register in registered land is done by submitting the Discharge of a registered charge form, known as DS1. This form is the official instruction to remove the mortgage (the registered charge) from the title once the loan has been repaid. It is signed by the mortgagee (the lender) or their solicitor and is lodged with the Land Registry together with the deed of discharge and any required supporting documents. When the Land Registry registers the discharge, the charge is removed from the title, leaving the property free from that encumbrance at completion. The other DS forms are used for different registry actions and do not effect the removal of a discharged mortgage.