Why must the title plan align with the boundary description?

• A. To confirm the owner's age
• B. To decide the property tax band
• C. To determine mortgage rate
• D. To ensure the physical boundary aligns with the registered title

Answer: (D)

The boundary description in the register is the legal definition of what is owned, while the title plan provides a visual depiction of that land. They must align so the land described in words is the same land shown on the plan. This alignment creates certainty about what is being transferred or mortgaged, prevents disputes with neighbours over where the boundary sits, and ensures the registered title accurately reflects the actual parcel. If there’s a mismatch, the exact extent of ownership can become ambiguous, leading to legal challenges or complicating future dealings. When misalignment is found, a survey or rectification may be needed to bring the plan into line with the boundary description, safeguarding the property's legal integrity and the lender’s security.